We help people buy & renovate houses

Having trouble finding a great house in your budget? Let us help you create it. Our special renovation loans include a renovation budget, so you can purchase and renovate almost any home and love where you live.

A better way to buy a home

We help you pay for the renovations with a Renovation Loan, which is just like a traditional mortgage—but with a built-in budget for renovation. It's still one loan and one monthly payment, but your renovation budget comes out of your mortgage, not your pocket.

And a loan isn't all we give you. We guide you through the whole process from start to finish, using our years of experience handling projects of all shapes and sizes to help you get the most out of the experience. Check out the video to learn more.

Perfect for houses of all shapes & sizes

Renovation loans aren't just for big, transformative projects. Whether you're repairing a roof or furnace, refreshing a kitchen or bathroom, or gutting and remodeling the entire house, a renovation loan provides whatever budget you need to elevate a house to "dream home" status.

The process looks a bit different than the usual homebuying process, but we'll be here to guide you through it all. Check out this step-by-step video on what the process looks like from start to finish.

Before photo of a bedroom
After photo of a bedroom
Chris & Caryn C.
East Liberty View their gallery ›

Just the way you want it

When it comes to your dream home, you probably know exactly what you want. It's finding that home—for sale, in the right neighborhood, within your budget—that's the hard part.

With a renovation loan, there's a better way: find a home with potential, then put your own personal touch on it by renovating and remodeling. Maybe it's a big project, like a brand new kitchen, or just some small improvements around the house to make it feel more like home. The choices are yours and the possibilities are endless.

Photo of a customer
Photo of a renovated fireplace
Photo of a renovated kitchen
Photo of a customer

Think you might be interested, but aren't sure where to start? Answer a few easy questions to tell us where you're starting from, then we'll schedule a conversation with you to get the ball rolling.

Apply Now ›

Properties With Potential

There are lots of homes around Pittsburgh that need a little TLC. Whether you’re looking for a small fixer-upper project or want to makeover an entire home, here’s a handpicked collection of homes that we think have amazing potential.

Visit the MLS listing for this house
Hammer icon Hammer icon Hammer icon

901 Hill Ave

Wilkinsburg $150,000

Welcome to 901 Hill Avenue! Looking for a property with a southern flare and charm-check out the wrap around porch with 4 entry points into the house and plenty of yard space. Come on in and enter into a spacious eat in kitchen with a cedar ceiling, spacious dining room/living room both with a fireplace and finished wooden ceiling. Beautiful hardwood floors on main level, transom windows, 12 ft ceilings, solid wooden doors, exposed brick, sky light windows, recessed lighting throughout. Master suite with full bath, cozy den, walk-in closet, old-style fireplace. 2nd bedroom has a old-style fireplace, plenty of closet space and a set of French doors to catch a breeze. 3rd bedroom has plenty of closet space with bay windows for natural light. Stairs leading to a 4th bedroom with 1 bonus room-full bath, bar area with a set of French doors to catch another breeze. 2 car detached garage with lots of storage space. Plenty of off-street parking spaces.

View full listing ›
Visit the MLS listing for this house
Hammer icon Hammer icon

7138 Harrison Ave

Swissvale $140,000
Charming brick duplex located in the walkable neighborhood of Swissvale. Newly renovated with all new flooring downstairs and new carpet upstairs. All new ceilings & freshly painted. Updated bathroom with new toilet & vanity. Tall ceilings with ample windows for lots of natural light. Basement is partially finished with full bath, laundry, and utility space. Large, upright freezer included in sale. Detached garage provides for off-street parking. Quick commute to downtown Pittsburgh.
View full listing ›
Visit the MLS listing for this house
Hammer icon Hammer icon Hammer icon

Featured in Architectural Digest’s Hidden Gems series. This 1175 sqft home offers the opportunity for a new owner to renovate as desired. Currently laid out as a 3 bd (1 captive)1 ba. Enjoy the airy ground floor with original fireplace and spacious kitchen. Upstairs are 3 good size bedrooms and an office space which would be a great option to add a second bath. The adjoining two vacant lots are included in the sale allowing for a sizable garden. Requires full renovation

View full listing ›
Visit the MLS listing for this house
Hammer icon Hammer icon Hammer icon

410 Stanton Avenue

Millvale $24,000

Just steps from Millvale’s booming Grant Ave this 1295 sqft home is offered for sale by the Tri-COG Land Bank. The existing structure is in need of a total renovation.  Contact TCLB to schedule a showing and learn more about our application process

View full listing ›
Cover artwork of the renovation handbook
Free Download

Renovation Handbookfor homebuyers

How do you get pre-qualified* for a loan? How much money do you need out of pocket? What types of work are covered? We answer these questions and many more in our Renovation Handbook for Homebuyers. Enter your email address below and we'll send a copy to your inbox.