Next Open House: June 15 in Polish Hill! Details ›

We help people buy & renovate houses

Having trouble finding a great house in your budget? Let us help you create it. Our special renovation loans include a renovation budget, so you can purchase and renovate almost any home and love where you live.

A better way to buy a home

We help you pay for the renovations with a Renovation Loan, which is just like a traditional mortgage—but with a built-in budget for renovation. It's still one loan and one monthly payment, but your renovation budget comes out of your mortgage, not your pocket.

And a loan isn't all we give you. We guide you through the whole process from start to finish, using our years of experience handling projects of all shapes and sizes to help you get the most out of the experience. Check out the video to learn more.

Perfect for houses of all shapes & sizes

Renovation loans aren't just for big, transformative projects. Whether you're repairing a roof or furnace, refreshing a kitchen or bathroom, or gutting and remodeling the entire house, a renovation loan provides whatever budget you need to elevate a house to "dream home" status.

The process looks a bit different than the usual homebuying process, but we'll be here to guide you through it all. Check out this step-by-step video on what the process looks like from start to finish.

Before photo of a bedroom
After photo of a bedroom
Chris & Caryn C.
East Liberty View their gallery ›

Just the way you want it

When it comes to your dream home, you probably know exactly what you want. It's finding that home—for sale, in the right neighborhood, within your budget—that's the hard part.

With a renovation loan, there's a better way: find a home with potential, then put your own personal touch on it by renovating and remodeling. Maybe it's a big project, like a brand new kitchen, or just some small improvements around the house to make it feel more like home. The choices are yours and the possibilities are endless.

Photo of a customer
Photo of a renovated fireplace
Photo of a renovated kitchen
Photo of a customer

Think you might be interested, but aren't sure where to start? Answer a few easy questions to tell us where you're starting from, then we'll schedule a conversation with you to get the ball rolling.

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Properties With Potential

There are lots of homes around Pittsburgh that need a little TLC. Whether you’re looking for a small fixer-upper project or want to makeover an entire home, here’s a handpicked collection of homes that we think have amazing potential.

Visit the MLS listing for this house
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This one is super-intriguing.  Seller already has plans (see the listing).  Stop looking for the perfect house and create it!  This property is located at the top of Pittsburgh iconic Polish Hill community. The location offers sweeping views of the Allegheny River and Downtown! The property has been completely gutted and comes with architectural plans. (that NEVER happens).  Might be a good way to build your dream home.
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Visit the MLS listing for this house
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5440 Hillcrest Street

Garfield $149,000

Inviting home in a convenient Garfield location

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Visit the MLS listing for this house
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4819 Kincaid Street

Garfield $175,000

Perfect opportunity to transform this 3 story home and bring it back to its full potential. Generous room sizes throughout. Space for a main level laundry and transform this large kitchen. Transform the basement into a nice sized game room. Off street parking in the rear and don’t forget to check out the view.

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Visit the MLS listing for this house
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4231 Dunkeld Way

Lawrencevill/Central $199,900

This is a fantastic opportunity to customize this classic Lawrenceville (end unit) row to your liking! As you enter, you’ll notice the sun-filled living room and the open and airy feel of the main floor. The spacious kitchen offers plenty of cabinet and counter space. There is a large rear patio off the kitchen with access to the rear walkway and public transportation is nearby. The front porch is the perfect spot to take in the sunrise over Children’s hospital. The second floor offers two bedrooms with good closet space and a full bath. The basement has a finished family room area and the lower level laundry has a shower. This area could easily be renovated to have another full bathroom. The location is superb! Just blocks away from vibrant Butler Street and all it has to offer.

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Cover artwork of the renovation handbook
Free Download

Renovation Handbookfor homebuyers

How do you get pre-qualified* for a loan? How much money do you need out of pocket? What types of work are covered? We answer these questions and many more in our Renovation Handbook for Homebuyers. Enter your email address below and we'll send a copy to your inbox.